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2026
June 2026
Newsletter Issue #7
✦ LATEST
Earned Wage Access lets workers tap their pay before payday, but without cost disclosures, usage limits, or consumer protections, many argue it warrants reclassification as credit.
May 2026
Newsletter Issue #6
BNPL looks like a payment tool but functions as a credit product, and its lack of checks, reporting, and repayment assessments was not an oversight; it was the design.
April 2026
Newsletter Issue #5
AI is already making consequential financial decisions at scale, yet existing consumer protection frameworks were not built to govern algorithmic logic that neither institutions nor regulators can fully explain.
March 2026
Newsletter Issue #4
On World Consumer Rights Day, a global review of the regulatory developments reshaping financial consumer protection across regions.
February 2026
Newsletter Issue #3
As BNPL expands rapidly, regulators are catching up: Thailand flagged it as a structural risk, and Indonesia issued a dedicated framework requiring compliance by June 2026.
January 2026
Newsletter Issue #2
Baja California’s Congress approved a reform reducing abusive credit reporting practices and strengthening the rights of users within credit information systems.
2025
December 2025
Newsletter Issue #1
A global lens on financial regulation, covering emerging trends, industry innovation, and the policy conversations reshaping financial systems.